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CII E05 Practice Test Questions Answers

Exam Code: E05 (Updated 50 Q&As)
Exam Name: Examination element of M05 Insurance law
Last Update: 07-Feb-2026
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Questions Include:

  • Single Choice: 40 Q&A's
  • Multiple Choice: 10 Q&A's

  • E05 Overview

    CII E05 Exam Overview

    Category Details
    Exam Title E05 – Examination Element of M05 Insurance Law
    Unit Code M05 (Insurance Law)
    Awarding Body Chartered Insurance Institute (CII)
    Qualification Level Level 4 (Diploma/Advanced Diploma)
    Study Hours Recommended ~120 hours
    CII Credits 25 credits
    Assessment Type Mixed Assessment: Coursework + MCQ exam
    Exam Language English
    Law Base Exam based on English law and practice
    Syllabus Validity Reviewed annually; examined with current syllabus guide

     

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    CII E05 Exam Topics Breakdown

    Content Domain Description
    Sources & Nature of Law English law sources, nature of law, court structures.
    Law of Torts Principles of negligence, liability, and tort concepts relevant to insurance claims.
    Law of Contract Contract formation, interpretation, terms, vitiating factors (misrepresentation, mistake, etc.).
    Agency Law Role of agents in insurance contracts and legal implications.
    Insurance Contract Law Principles such as insurable interest, utmost good faith, warranties, conditions.
    Claims Law Duties on the insured, loss measurement, indemnity, subrogation, contribution.

    CII E05 Insurance Law (M05) Practice Exam Questions and Answers

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    All Insurance Law (M05) Related Certification Exams

    Total Questions: 118
    Updated: 07-Feb-2026

    CII E05 Exam Dumps FAQs

    The CII E05 Insurance Law (M05) exam is a professional qualification module offered by the Chartered Insurance Institute (CII). It forms a key part of the Advanced Diploma in Insurance (ACII), the benchmark qualification for insurance professionals in the UK and internationally. This exam focuses on the legal principles underpinning insurance contracts, the legal environment of insurance, and the practical application of law to insurance products and claims. Passing E05 demonstrates a high level of expertise essential for senior roles in underwriting, claims, broking, and compliance.

    The E05 exam is widely regarded as one of the more challenging ACII modules due to the depth of legal knowledge required and the skill needed to apply it to complex insurance scenarios under time pressure in an essay format. It demands not just memorization, but critical analysis and clear written communication. Solution2Pass reduces this difficulty by providing real questions that reflect exam-style scenarios and detailed answer frameworks in our exam dumps, training you to think and write like a seasoned professional.

    There are no formal entry requirements to sit the E05 exam. However, it is an Advanced Diploma (ACII) level module. The CII strongly recommends that candidates either have considerable practical experience in the insurance sector or have first completed the Certificate (CII) and Diploma (Dip CII) level qualifications to build the necessary foundational knowledge. Success typically requires significant self-study and a solid understanding of general insurance principles.

    CII exams are booked directly through your CII member account on the CII website. Exams are typically offered during set examination sittings in April and October. You must:

    1. Log in to the CII's member portal.

    2. Navigate to the "Book an exam" section and select E05 (Insurance Law).

    3. Choose your preferred exam centre (in-person) or, if available, select the remote invigilation option.

    4. Pay the exam fee. It is crucial to book well in advance of the sitting deadline.

    The exam tests your understanding across several legal domains:

    • The nature and sources of English law.

    • Principles of the law of torts (negligence, nuisance, etc.).

    • Law of contract and its formation.

    • Law of agency and its application to insurance brokers.

    • Principles governing insurance claims and the measurement of loss.

    The E05 exam consists of 50 multiple-choice questions (MCQs). These are split into two types: 40 standard format questions (one correct answer out of four) and 10 multiple response format questions (where you must select all correct options to gain the mark). Unlike the coursework element of M05, this is a timed assessment where accuracy and speed are critical.

    Candidates are allotted exactly 60 minutes (1 hour) to complete the E05 exam. Given that there are 50 questions, you have roughly 72 seconds per question. This tight timeframe makes practicing with a testing engine essential for building the pace needed to review every scenario carefully.

    The standard pass mark for the E05 examination is 65%. However, because M05 is a "mixed assessment" unit, you must also pass the coursework assignment with a minimum of 60%. Successfully passing the E05 exam element contributes significantly to the 25 CII credits awarded for the full M05 unit.

    Solution2Pass provides an optimized learning experience through updated Exam questions that mirror the actual CII assessment style. Our testing engine simulates the real 60-minute exam environment, allowing you to practice under pressure. By using our questions answers, you get detailed explanations of why certain legal precedents apply, helping you move beyond rote learning to true conceptual mastery.

    Insurance law is subject to legislative changes (like the Insurance Act 2015). Free exam dumps are often outdated and can provide misleading information. Solution2Pass ensures that all E05 Real Questions are verified by experts and aligned with the current 2024/2025 syllabus. Our exiting discount offers also make high-quality preparation more accessible than standard tuition.

    E05 Questions and Answers

    Question # 1

    In terms of private motor insurance, a renewal offer can be accepted

    A.

    by the proposer acting in reliance of the offer.

    B.

    only by written communication.

    C.

    only by the proposer personally.

    D.

    by any third party.

    Question # 2

    Ambiguous terms in a household insurance contract are generally construed against the

    A.

    policyholder due to the literal rule.

    B.

    policyholder due to the noscitur a sociis rule.

    C.

    insurer due to the contra proferentem rule.

    D.

    insurer due to the ejusdem generis rule.

    Question # 3

    For this question more than 1 option is correct. You must select all the correct options to gain the mark. What are the characteristics of an express term in reaching or recording an agreement?

    A.

    It will usually override any implied term which conflicts with it.

    B.

    It must be evidenced in documentary form.

    C.

    It may be oral or in writing.

    D.

    It may be implied by conduct.

    Question # 4

    What is the intended purpose of a subrogation waiver clause in an insurance po

    A.

    The doctrine of subrogation is excluded from the policy.

    B.

    The insured has a duty to ensure that the insurer's subrogation rights are maintained.

    C.

    Cover is suspended whilst the insurer pursues an action for subrogation.

    D.

    The insurer's subrogation rights will not be exercised against certain parties associated with the insured.

    Question # 5

    A riot results in a shop being damaged and the shopowner's insurer settling the claim. A subrogation right enabling the insurer to sue the police authority arises under

    A.

    tort.

    B.

    a condition subsequent to liability.

    C.

    a condition precedent to liability.

    D.

    statute.

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