Insurance Licensing NJ-Life-Producer Practice Test Questions Answers
Exam Code: NJ-Life-Producer
(Updated 93 Q&As with Explanation)
Exam Name: New Jersey Life Producer Exam
Last Update: 13-Jun-2026
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NJ-Life-Producer Overview
Insurance Licensing NJ-Life-Producer Exam Overview
| Exam Detail | Information |
|---|---|
| Exam Name | New Jersey Life Producer Licensing Exam |
| Exam Code | NJ-Life-Producer |
| Regulator | New Jersey Department of Banking and Insurance |
| Testing Provider | PSI Services |
| License Type | Resident Life Insurance Producer License |
| Exam Format | Multiple-Choice Questions |
| Delivery Options | Remote Online Proctored or PSI Test Center |
| Exam Duration | 3.5 Hours (210 Minutes) |
| Number of Questions | 83 Scored Questions |
| Passing Score | 70% |
| Exam Fee | $47 per attempt |
| Pre-Licensing Requirement | 20–25 hours of approved Life Insurance pre-licensing education (depending on authority sought) |
| Target Audience | Insurance Agents, Financial Advisors, Insurance Producers |
| Primary Focus | Life Insurance Products, Regulations, Ethics, Underwriting, and New Jersey Insurance Law |
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Insurance Licensing NJ-Life-Producer Exam Topics Breakdown
| Content Area | Percentage | Approx. Questions* |
|---|---|---|
| Types of Life Insurance Policies | 18% | 15 |
| Policy Riders, Provisions, Options, and Exclusions | 12% | 10 |
| Completing the Application, Underwriting, and Delivering the Policy | 12% | 10 |
| Retirement and Other Insurance Concepts | 8% | 7 |
| Life Insurance Taxation | 5% | 4 |
| Qualified Plans | 5% | 4 |
| Federal Tax Considerations for Life Insurance | 5% | 4 |
| New Jersey Insurance Laws, Rules, and Regulations | 20% | 17 |
| Producer Responsibilities, Ethics, and Licensing Requirements | 15% | 12 |
| Total | 100% | 83 |
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