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Insurance Licensing PA-Title-Insurance-Agent Practice Test Questions Answers

Exam Code: PA-Title-Insurance-Agent (Updated 65 Q&As with Explanation)
Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
Last Update: 23-Aug-2026
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Questions Include:

  • Single Choice: 65 Q&A's

  • PA-Title-Insurance-Agent Overview

    PA-Title-Insurance-Agent Exam Overview

    Category Details
    Exam Code 16-10
    Exam Name Pennsylvania Producer’s Examination for Title Insurance
    License Area Title Insurance Agent / Producer
    Exam Program Pennsylvania Insurance Licensing (PAIN)
    Exam Provider PSI Services LLC
    Regulatory Authority Pennsylvania Insurance Department
    Number of Items 60
    Exam Time 80 minutes
    Format Computer-based multiple-choice examination
    Primary Focus Pennsylvania insurance regulation and title insurance principles, practices, and procedures
    State-Specific Content Pennsylvania laws, regulations, licensing requirements, title insurance rules and producer responsibilities
    Scheduling Available through PSI testing services, including test-center and eligible remote options
    After Passing Candidates can proceed with the Pennsylvania title-agent licensing application process.

    Insurance Licensing Related Exams

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    Insurance Licensing PA-Title-Insurance-Agent Exam Topics Breakdown

    Exam Area Official Weight Key Topics Preparation Priority
    1.0 Insurance Regulation 12% Licensing, title producer requirements, appointments, renewals, continuing education, disciplinary actions, state regulation, record keeping, prohibited acts, unfair trade practices, rebates, inducements, misrepresentation, advertising and defamation High
    2.0 General Insurance 13% General insurance concepts, risk, insurance principles, policy concepts and related fundamentals High
    3.0 Title Insurance Fundamentals 15% Purpose of title insurance, title risks, ownership interests, title searches, title evidence and basic title insurance principles Very High
    4.0 Title Insurance Policy 20% Title policy provisions, covered risks, exclusions, exceptions, conditions, endorsements and policy interpretation Very High
    5.0 Title Examination 15% Title searches, examination procedures, public records, defects, liens, encumbrances and determining insurability Very High
    6.0 Closing & Settlement 10% Settlement procedures, closing requirements, documentation, transactions and responsibilities of the title agent High
    7.0 Escrow & Trust Accounts 5% Escrow handling, trust funds, account requirements, records and fiduciary responsibilities Medium–High
    8.0 Claims & Losses 5% Title claims, loss considerations, claim handling and insurer/agent responsibilities Medium–High
    9.0 Pennsylvania Title Insurance Practices 5% Pennsylvania-specific title practices, charges, services and regulatory requirements High

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    All Pennsylvania Insurance Licencing (PAIN) Related Certification Exams

    PA-Title-Insurance-Agent Questions and Answers

    Question # 1

    When a land owner uses his land as security for a loan, the encumbrance created is called

    A.

    an involuntary lien.

    B.

    a special security.

    C.

    a promissory note.

    D.

    a mortgage.

    Question # 2

    A licensee has violated a Pennsylvania insurance law. The commissioner CANNOT impose what penalty after the hearing?

    A.

    license revocation

    B.

    a jail sentence

    C.

    license suspension

    D.

    a fine

    Question # 3

    An insurer charges a higher premium for insurance because of someone's race, marital status, or age. This is an example of

    A.

    rebating.

    B.

    unfair discrimination.

    C.

    illegal inducement.

    D.

    unfair coercion.

    Question # 4

    When a mortgagee's title insurance policy is issued and no owner's policy will be issued, a written waiver must be signed by the:

    A.

    Mortgagor

    B.

    Mortgagee

    C.

    Title agent

    D.

    Seller

    Question # 5

    The MAIN purpose of insurance is to

    A.

    transfer risk.

    B.

    alter risk.

    C.

    reduce risk.

    D.

    retain risk.

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