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Insurance Licensing OH-Life-Agent-Series-11-44 Practice Test Questions Answers

Exam Code: OH-Life-Agent-Series-11-44 (Updated 188 Q&As with Explanation)
Exam Name: OHIO Life Insurance Agent Series 11-44
Last Update: 27-Oct-2026
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Questions Include:

  • Single Choice: 188 Q&A's

  • OH-Life-Agent-Series-11-44 Overview

    OH-Life-Agent-Series-11-44 Exam Overview

    Exam Detail

    Information

    Exam Name

    Ohio Life Insurance Agent

    Exam Code

    OH-Life-Agent-Series-11-44

    Exam Series

    11-44

    Licensing Authority

    Ohio Department of Insurance

    Exam Administrator

    PSI Services LLC

    Exam Purpose

    Qualify candidates for an Ohio life insurance agent license

    Main Focus

    Life insurance policies, regulations, policy provisions, annuities, and taxation

    Exam Questions

    100

    Exam Duration

    2 hours

    Passing Score

    70%

    Pre-Licensing Education

    Generally, 20 hours of approved education for Ohio resident applicants

    Official Resources

    Ohio Department of Insurance

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    Insurance Licensing OH-Life-Agent-Series-11-44 Exam Topics Breakdown

    No.

    Exam Domain

    Weight

    Approx. Questions*

    1

    Insurance Regulation

    12%

    12

    2

    General Insurance

    12%

    12

    3

    Life Insurance Basics

    18%

    18

    4

    Life Insurance Policies

    12%

    12

    5

    Life Insurance Policy Provisions, Options, and Riders

    22%

    22

    6

    Annuities

    12%

    12

    7

    Federal Tax Considerations for Life Insurance and Annuities

    12%

    12

    Total

    All domains

    100%

    100

    Insurance Licensing OH-Life-Agent-Series-11-44 OHIO Life Insurance Practice Exam Questions and Answers

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    Insurance Licensing OH-Life-Agent-Series-11-44 Exam Dumps FAQs

    The Ohio Life Insurance Agent Series 11-44 exam is a state licensing examination for individuals seeking authorization to sell life insurance in Ohio. It tests knowledge of insurance regulations, life insurance products, policy provisions, annuities, and taxation.

    The exam covers insurance regulation, general insurance, life insurance basics, life insurance policies, policy provisions and riders, annuities, and federal tax considerations. Reviewing the official examination outline helps candidates prioritize each subject according to its assigned weight.

    The exam may be challenging for beginners because it combines Ohio insurance regulations with technical concepts involving life policies, beneficiaries, annuities, and taxation. Consistent revision, realistic practice questions, and a clear understanding of insurance terminology can make preparation easier.

    Visit the official PSI Ohio insurance exam portal, create or sign in to your account, and select an available test center, date, and time. You can also call PSI at 855-807-3995; confirm the current exam fee and bring the required identification and education certificate.

    The Ohio Life Insurance Agent Series 11-44 exam contains 100 questions and has a time limit of 2 hours. Candidates must achieve a minimum passing score of 70%, according to the current Ohio licensing candidate bulletin.

    Candidates must score at least 70% to pass the Ohio Life Insurance Agent Series 11-44 examination. Review your practice results regularly and revisit subjects where you struggle before scheduling the official licensing test.

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    Solution2Pass PDF resources, practice questions, and testing-engine features can help you organize your revision and assess your knowledge. However, no preparation resource can guarantee a passing result; success depends on your understanding, study effort, and performance in the official licensing examination.

    OH-Life-Agent-Series-11-44 Questions and Answers

    Question # 1

    Each of the following are characteristics of a fixed annuity contract EXCEPT

    A.

    funds are Invested in a separate account.

    B.

    the minimum interest rate is guaranteed in the contract.

    C.

    benefit payments remain level.

    D.

    it may be sold as an immediate or deferred annuity.

    Question # 2

    An insured wants to purchase a policy with three key elements: flexible premium, death benefit, and the choice of mutual funds where the cash value will be Invested In a separate account. The Insured should purchase

    A.

    universal life.

    B.

    adjustable life.

    C.

    variable universal life.

    D.

    graded premium whole life.

    Question # 3

    Without written consent, a policyowner CANNOT change the beneficiary If he has named

    A.

    a contingent beneficiary.

    B.

    a revocable beneficiary.

    C.

    a permanent beneficiary.

    D.

    an irrevocable beneficiary.

    Question # 4

    Which of the following policies allows the policyowner to change two policy features?

    A.

    Credit Life.

    B.

    Modified Life.

    C.

    Adjustable Life.

    D.

    Term Life.

    Question # 5

    The proposed insured's statements on a life insurance application are considered to be

    A.

    absolute statements.

    B.

    misrepresentations.

    C.

    representations.

    D.

    warranties.

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