OH-Life-Agent-Series-11-44 Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Free Practice Exam Questions (2025 Updated)
Prepare effectively for your Ohio Department of Insurance OH-Life-Agent-Series-11-44 OHIO Life Insurance Agent Series 11-44 certification with our extensive collection of free, high-quality practice questions. Each question is designed to mirror the actual exam format and objectives, complete with comprehensive answers and detailed explanations. Our materials are regularly updated for 2025, ensuring you have the most current resources to build confidence and succeed on your first attempt.
Total 105 questions
Each of the following are characteristics of a fixed annuity contract EXCEPT
An insured wants to purchase a policy with three key elements: flexible premium, death benefit, and the choice of mutual funds where the cash value will be Invested In a separate account. The Insured should purchase
Without written consent, a policyowner CANNOT change the beneficiary If he has named
Which of the following policies allows the policyowner to change two policy features?
The proposed insured's statements on a life insurance application are considered to be
The type of insurance used to indemnify a firm for the loss of earnings brought about by the death or disability of an officer or other significant employee Is
Bettie has a $200,000 whole life policy with a $50,000 cash value. She wishes to borrow $30,000 for the purchase of a new van. Which of the following Is TRUE In this situation?
An agent qualified to sell variable products in Ohio must report each of the following to the superintendent of Insurance EXCEPT
The premium mode defines the
Which Is the name of the policy that combines a universal life policy with investment choices?
The structure of a credit life insurance policy does NOT allow for
At what age can an Individual begin to receive distributions from an IRA without a tax penalty?
Rob, Joe, and Mike are brothers who have a $60,000 "first-to-die" Joint life policy covering all three of their lives. If Joe dies first, the policy proceeds
Insurers do business in Ohio only after a thorough financial review. Most insurance policies written in Ohio are protected by the Guaranty Association established to protect policy owners In the event an admitted company
A policyowner may not pay premiums with which frequency?
What type of insurance is the cheapest option to pay off a 30-year mortgage balance?
Which of the following plans will provide a death benefit to the policy's beneficiary Income tax free?
Which of the following is a characteristic of a non-admitted Insurer?
Kelvin is receiving tax deferred growth until retirement. In what phase would Kelvin's annuity be?
Which of the following individuals has the right to name a beneficiary?
Total 105 questions
